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The debt forgiven in an Oklahoma bankruptcy depends on what chapter of bankruptcy you file. In Oklahoma, the most popular chapters of bankruptcy are the chapter 7 and the chapter 13 bankruptcy. The chapter 7 is called the fresh start bankruptcy. Its called the fresh start because it eliminates most of your debt. On the other hand, a chapter 13 bankruptcy only eliminates certain…
For some people filing an Oklahoma bankruptcy is a scary thing. They’ll often ask me does the bankruptcy trustee come to my house when I file. The question really makes some sense but the answer is no, the Trustee in your bankruptcy case doesn’t come to your house. Must Disclose Your Assets One of the reasons people ask does the bankruptcy Trustee come to…
A reverse mortgage in bankruptcy is possible but the type bankruptcy you file matters. When a consumer files for bankruptcy in Oklahoma they’ve got two choices. The choices are either a chapter 7 bankruptcy or a chapter 13 bankruptcy. Although both type bankruptcy cases are designed to get consumers out from the heavy hand of creditors, the two are totally different. Bankruptcy Options The…
The decision to file chapter 7 or chapter 13 bankruptcy depends on several different factors. In some cases a debtor may be better of filing a chapter 7 and in others a chapter 13 may be a better option. In either event what you qualify for may determine if you file a chapter 7 or a chapter 13 bankruptcy. Do I Qualify For Chapter…
Retirement account withdrawals in bankruptcy can seriously impact your Oklahoma bankruptcy filing. Recently a Tulsa family used retirement account withdrawals to pay off certain debts on the eve of filing bankruptcy. The family reasoned that they owed the money and they would take money from their 401K retirement and pay it. Additionally, one of the family members recently lost his job and this was…
The documents needed to file bankruptcy is simple to gather and most attorneys will help you through it. Filing bankruptcy can be an intimidating process especially when looking at the documents for bankruptcy. When you start gathering paperwork, the job can seem impossible to complete. However, the amount of paperwork is less than most people realize. Although you will need several documents, most of…
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