The Payne County Bankruptcy Lawyers at South Tulsa Bankruptcy help you stop debt and do it fast. If you suffer from Repossession, foreclosures credit card debt or garnishments and more we can help you. Sometimes people get in over their heads with out of control debt. Each month they find themselves falling further and further behind on their bills. After a while the prospect of garnishments and money judgments seems to make life unbearable.
If this is you you don’t have to go it alone. We help you file either chapter 7 or chapter 13 bankruptcy fast. If you live in Payne County Oklahoma at the time you file bankruptcy you file in the Western District Bankruptcy Court. This is one of the three Bankruptcy Courts available in Oklahoma. If you’re ready to file bankruptcy you’ve probably got a few questions. One of those questions might be which chapter of bankruptcy to file. If so read on. Otherwise read through our blog and discover other information that’s useful to you.
Which Bankruptcy Chapter Do I File
If you’re filing bankruptcy in Payne County you’ve got to choose between chapter 7 or chapter 13 bankruptcy. Both are chapters of the federal bankruptcy code and both are great solutions to debt problems. Generally speaking the one you file depends on a few different factors. Two of those factors are the amount of money you make and the kind of debt you have.
Foreclosure and Chapter 13
If you own a home and have fallen behind on the mortgage payments chapter 13 helps. A chapter 13 organizes the late payments into a single monthly payments and saves the house. Your allowed to pay the late portion of the mortgage over a five year period and stop the foreclosure in its tracks. It doesn’t matter how far in to the foreclosure you are it stops when you file.
Payne County Bankruptcy Lawyers Near You
If you’ve been fighting with creditors and just making it you have choices. Filing a bankruptcy in Payne County will eliminate most of your unsecured debt. Filing bankruptcy also allows you to save your home and your car. Our attorneys filed two thousand cases throughout the State and we can file your case fast. Call today and get a free and confidential consultation with an Oklahoma bankruptcy attorneys near you. 918-739-8984
