The Mayes County Bankruptcy Lawyers at South Tulsa bankruptcy understand how to deal with debt collectors. If you’re facing hard times with bad debt we understand the position that you’re in. People find themselves in financial trouble for all kinds of reasons. Some reasons involve unforeseen medical problems that put you out of work. Other problems involve repossessions and foreclosures or payday loans that end up in a garnishment. One of the questions people have about bankruptcy is how often you can file. If this is you read on. Otherwise read through our law blog and discover bankruptcy information that’s interesting to you.

How Often Can I File Bankruptcy in Oklahoma

If you’ve filed bankruptcy before you can file again. How long you have to wait depends on which chapter of bankruptcy you’ve filed before. If you’ve filed a chapter 7 its easy. You have to wait 8 years before you can file again. The time you have to wait runs from the date your prior cases was filed not the date it was discharged. This is to your advantage because from the time a case is file until it closes is usually about 90 days. If

If on the other-hand your prior bankruptcy was a chapter 13 the rules are a little different. If the prior chapter 13 paid out 100% to your creditors you can file within twelve months of the case closing. If your repayment plan was less than 100% the time you have to wait is two years. If the prior bankruptcy is a chapter 7 you have to wait four years to file a chapter 13.

Mayes County Bankruptcy Lawyers Near You

The Mayes County Bankruptcy Lawyers at South Tulsa Bankruptcy are here to help you. When your facing financial problems you don’t have to go it alone. Our Oklahoma bankruptcy attorneys file cases throughout the State. Over the past 20 years we’ve filed nearly two thousand cases. We love bankruptcy and would love to help you with yours.